Buyers advocate for first home buyers Melbourne
Your first home without the overwhelm
Buying your first property means endless inspections, confusing contracts, and nerve-wracking auctions.
You get expert guidance through every step, from understanding your budget to securing the keys.
Book your free consultation
Trish Moore B.Bus (Acc) FCA
Principal Buyers Agent
Estate Agent Licence
VIC 087665L
What you are up against
Limited stock, underquoting, fast-moving auctions and rising investor competition mean first-home buyers often feel beaten before they even start. It's easy to waste weekends on unsuitable properties, fall in love with something you can't afford, or freeze when it's time to make an offer.
First-time mistakes are expensive. Not just in money, but in regret. You'll carry this decision for years. If you get it wrong, it affects your monthly payments, your stress levels, your ability to move if life changes.
You need someone in your corner who wakes up thinking about your outcome, not a sales target. Someone with no conflicts of interest, no developer commissions, no kickbacks.
Someone who speaks up when the price is wrong, even if it means walking away.
We help first home buyers
You're not just competing against other first-timers. You're up against experienced investors who've done this many times, cashed-up downsizers, and selling agents who negotiate property deals every single week.
We level the playing field by giving you the same advantage those investors and experienced buyers have. Professional expertise, market knowledge, and negotiation skills honed over decades.
So you buy well. The right property, at the right price, without regret.
Why first-home buyers work with us
With 40 years of finance and property experience, Trish Moore understands how lenders think, what real affordability looks like, and how to spot the traps before you fall into them. Her approach is calm and educational - you can ask any question and get clear, honest answers.
- Plain English explanations, no confusing jargon
- Patient guidance through inspections, contracts, and offers
- Expert negotiation that protects your deposit and savings
- Reality checks when emotions run high and bidding gets competitive.
How we guide you through your first purchase
Brief
We start by understanding your goals, budget, timeline, and must-haves. You get a clear property strategy built around your lifestyle, not just what's available on the market.
Search
Access off-market properties before they hit realestate.com.au. You receive a shortlist of only the properties worth your time, with honest assessments that cut through agent spin.
Secure
Once you've found the right property, expert negotiation and auction bidding are handled for you. You get the best possible price and terms without the stress of going head-to-head with selling agents.
Ready to find your first home?
Book a free call with Trish to understand your budget, timeline, and exactly what steps come next. No obligation, just clarity.
First home buyers questions
How do you help first home buyers in Melbourne’s west?
Hidden Gems supports first home buyers from clarifying budget and suburbs through to inspections, due diligence and auction or negotiation strategy, focused specifically on western suburbs. The goal is to reduce overwhelm and help you act confidently in a competitive market where first timers often compete with investors and repeat buyers.
Can you help me understand first home grants and schemes in Victoria?
Yes, we can explain how major Victorian and federal programs (like the First Home Owner Grant and guarantee schemes) typically work and what questions to ask your lender or adviser. You still need personalised financial and tax advice, but our role is to make sure your property strategy aligns with the assistance you are eligible for.
How much deposit do I really need as a first home buyer?
Some first home buyers purchase with deposits as low as 5% using government guarantees or lender policies, while others prefer 20% to avoid lenders mortgage insurance. We help you work with your broker or bank to understand your options and then target properties that are realistic for your approved borrowing power.
When should I talk to a buyers advocate in the process?
It is best to speak with a buyers advocate once you have a rough idea of your borrowing capacity, before you attend inspections or auctions. That way, your search, brief and strategy are set up properly from day one, rather than after you have had a few disappointing results.
How do auctions work for first home buyers?
Auctions in Victoria are unconditional once the hammer falls, so you need finance, inspections and price limits organised before bidding. We walk you through the rules, set a clear maximum and can bid for you so emotion and inexperience do not drive the result.
What costs do first home buyers often forget to budget for?
Many first home buyers underestimate stamp duty (if payable), legal and conveyancing fees, building and pest inspections, moving costs, and initial repairs or furniture. We help you map out likely upfront and early ownership costs so you do not stretch to a purchase price that leaves no buffer.
Can you help if I am buying with a low deposit (for example 5%)?
Yes, provided your lender confirms you are approved, we tailor your strategy and suburb choices to align with price caps and conditions of low deposit schemes or guarantees. We also help you avoid properties that are riskier from a valuation or resale perspective, which can matter more with higher leverage.
How long does it usually take a first home buyer to purchase with your help?
Timeframes vary by budget and suburb, but many first home clients purchase within a few months once finance is in place and the brief is clear. During your discovery and briefing sessions we give you a realistic view of how competitive your criteria are in Melbourne’s west.
Do you work with my mortgage broker or bank?
Yes, we regularly liaise with brokers and lenders around contract dates, finance clauses and timing to keep your purchase on track. That coordination reduces the risk of avoidable delays or contract issues for first time buyers.
Can you help if I am not ready to buy for 6–12 months?
We can still add value by helping you prioritise suburbs, property types and savings targets so that when you are ready, you move quickly and strategically. An early conversation also lets us flag any process or documentation steps you can prepare in advance.
